Call reports 2015
COUNTRY BANK — 2015
What COUNTRY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 191,815,000 | 199,553,000 | 201,462,000 | 205,511,000 |
| Total loans | 100,576,000 | 101,831,000 | 104,906,000 | 105,416,000 |
| Allowance for loan losses | 1,761,000 | 1,763,000 | 1,757,000 | 1,810,000 |
| Securities available for sale | 24,120,000 | 31,005,000 | 38,171,000 | 45,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,369,000 | 178,566,000 | 179,629,000 | 183,399,000 |
| Interest-bearing deposits | 138,325,000 | 142,244,000 | 143,571,000 | 148,594,000 |
| Noninterest-bearing deposits | 33,044,000 | 36,322,000 | 36,058,000 | 34,805,000 |
| Equity capital | 19,983,000 | 20,480,000 | 21,307,000 | 21,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,191,000 | 4,866,000 | 6,605,000 |
| Interest expense | 49,000 | 98,000 | 149,000 | 199,000 |
| Net interest income | 1,514,000 | 3,093,000 | 4,717,000 | 6,406,000 |
| Noninterest income | 230,000 | 449,000 | 695,000 | 963,000 |
| Noninterest expense | 1,188,000 | 2,377,000 | 3,639,000 | 5,112,000 |
| Provision for loan losses | 0 | 0 | -9,000 | -9,000 |
| Pretax income | 556,000 | 1,165,000 | 1,782,000 | 2,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 556,000 | 1,165,000 | 1,782,000 | 2,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,861,000 | 20,470,000 | 21,136,000 | 21,670,000 |
| Total capital | 21,368,000 | 22,028,000 | 22,739,000 | 23,307,000 |
| Risk-weighted assets | 120,334,000 | 124,448,000 | 128,053,000 | 130,810,000 |