Call reports 2014
COUNTRY BANK — 2014
What COUNTRY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 176,920,000 | 180,339,000 | 183,262,000 | 187,870,000 |
| Total loans | 98,875,000 | 101,878,000 | 98,875,000 | 101,083,000 |
| Allowance for loan losses | 1,359,000 | 1,475,000 | 1,651,000 | 1,683,000 |
| Securities available for sale | 10,972,000 | 14,035,000 | 15,014,000 | 18,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,100,000 | 160,940,000 | 163,269,000 | 167,417,000 |
| Interest-bearing deposits | 127,943,000 | 129,432,000 | 132,163,000 | 133,418,000 |
| Noninterest-bearing deposits | 30,157,000 | 31,508,000 | 31,106,000 | 33,999,000 |
| Equity capital | 18,556,000 | 19,113,000 | 19,669,000 | 20,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 2,966,000 | 4,549,000 | 6,095,000 |
| Interest expense | 55,000 | 107,000 | 159,000 | 210,000 |
| Net interest income | 1,387,000 | 2,859,000 | 4,390,000 | 5,885,000 |
| Noninterest income | 176,000 | 374,000 | 584,000 | 794,000 |
| Noninterest expense | 1,188,000 | 2,264,000 | 3,453,000 | 4,948,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | -55,000 |
| Pretax income | 375,000 | 869,000 | 1,421,000 | 1,786,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 869,000 | 1,421,000 | 1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,582,000 | 19,076,000 | 19,654,000 | 20,019,000 |
| Total capital | 19,969,000 | 20,557,000 | 21,100,000 | 21,495,000 |
| Risk-weighted assets | 116,420,000 | 118,421,000 | 115,467,000 | 117,841,000 |