Call reports 2013
COUNTRY BANK — 2013
What COUNTRY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 167,596,000 | 174,487,000 | 174,479,000 | 171,988,000 |
| Total loans | 91,441,000 | 91,920,000 | 91,723,000 | 95,177,000 |
| Allowance for loan losses | 1,747,000 | 1,663,000 | 1,579,000 | 1,421,000 |
| Securities available for sale | 7,023,000 | 4,937,000 | 6,976,000 | 9,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,344,000 | 155,969,000 | 155,596,000 | 153,052,000 |
| Interest-bearing deposits | 123,291,000 | 125,236,000 | 125,364,000 | 124,254,000 |
| Noninterest-bearing deposits | 26,053,000 | 30,733,000 | 30,232,000 | 28,798,000 |
| Equity capital | 17,869,000 | 18,044,000 | 18,414,000 | 18,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,768,000 | 4,164,000 | 5,596,000 |
| Interest expense | 64,000 | 131,000 | 198,000 | 261,000 |
| Net interest income | 1,309,000 | 2,637,000 | 3,966,000 | 5,335,000 |
| Noninterest income | 195,000 | 411,000 | 581,000 | 727,000 |
| Noninterest expense | 1,225,000 | 2,393,000 | 3,560,000 | 4,803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 655,000 | 987,000 | 1,259,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 655,000 | 987,000 | 1,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,847,000 | 18,108,000 | 18,440,000 | 18,711,000 |
| Total capital | 19,182,000 | 19,470,000 | 19,805,000 | 20,129,000 |
| Risk-weighted assets | 106,331,000 | 108,609,000 | 108,921,000 | 113,448,000 |