Call reports 2012
COUNTRY BANK — 2012
What COUNTRY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 156,993,000 | 159,591,000 | 162,090,000 | 164,011,000 |
| Total loans | 97,264,000 | 95,081,000 | 92,682,000 | 90,862,000 |
| Allowance for loan losses | 2,170,000 | 2,072,000 | 1,870,000 | 1,876,000 |
| Securities available for sale | 11,061,000 | 12,032,000 | 14,038,000 | 11,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,779,000 | 141,971,000 | 144,266,000 | 146,092,000 |
| Interest-bearing deposits | 117,431,000 | 119,171,000 | 119,667,000 | 121,374,000 |
| Noninterest-bearing deposits | 22,348,000 | 22,800,000 | 24,599,000 | 24,718,000 |
| Equity capital | 16,953,000 | 17,321,000 | 17,477,000 | 17,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,084,000 | 4,581,000 | 6,024,000 |
| Interest expense | 96,000 | 189,000 | 278,000 | 344,000 |
| Net interest income | 1,463,000 | 2,895,000 | 4,303,000 | 5,680,000 |
| Noninterest income | 215,000 | 375,000 | 569,000 | 769,000 |
| Noninterest expense | 1,130,000 | 2,213,000 | 3,448,000 | 4,882,000 |
| Provision for loan losses | 275,000 | 390,000 | 610,000 | 730,000 |
| Pretax income | 273,000 | 667,000 | 814,000 | 837,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 273,000 | 667,000 | 814,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,898,000 | 17,292,000 | 17,439,000 | 17,518,000 |
| Total capital | 18,310,000 | 18,664,000 | 18,796,000 | 18,851,000 |
| Risk-weighted assets | 112,162,000 | 109,008,000 | 108,017,000 | 106,033,000 |