Call reports 2011
COUNTRY BANK — 2011
What COUNTRY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 147,214,000 | 148,731,000 | 152,190,000 | 154,353,000 |
| Total loans | 99,648,000 | 97,260,000 | 96,457,000 | 95,986,000 |
| Allowance for loan losses | 1,988,000 | 2,060,000 | 2,121,000 | 2,126,000 |
| Securities available for sale | 17,158,000 | 17,176,000 | 16,144,000 | 13,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,070,000 | 134,395,000 | 134,711,000 | 137,156,000 |
| Interest-bearing deposits | 113,121,000 | 112,912,000 | 113,063,000 | 116,713,000 |
| Noninterest-bearing deposits | 19,949,000 | 21,483,000 | 21,648,000 | 20,443,000 |
| Equity capital | 13,765,000 | 14,030,000 | 17,122,000 | 16,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,639,000 | 3,275,000 | 4,887,000 | 6,496,000 |
| Interest expense | 144,000 | 279,000 | 402,000 | 509,000 |
| Net interest income | 1,495,000 | 2,996,000 | 4,485,000 | 5,987,000 |
| Noninterest income | 106,000 | 243,000 | 366,000 | 569,000 |
| Noninterest expense | 1,249,000 | 2,435,000 | 3,483,000 | 4,780,000 |
| Provision for loan losses | 300,000 | 585,000 | 990,000 | 1,500,000 |
| Pretax income | 52,000 | 219,000 | 378,000 | 276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 219,000 | 378,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,617,000 | 13,864,000 | 16,988,000 | 16,886,000 |
| Total capital | 14,978,000 | 15,240,000 | 18,408,000 | 18,283,000 |
| Risk-weighted assets | 108,225,000 | 109,332,000 | 112,871,000 | 111,025,000 |