Call reports 2010
COUNTRY BANK — 2010
What COUNTRY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 141,626,000 | 145,190,000 | 147,448,000 | 146,113,000 |
| Total loans | 94,603,000 | 93,027,000 | 95,767,000 | 98,643,000 |
| Allowance for loan losses | 1,700,000 | 1,591,000 | 1,863,000 | 1,722,000 |
| Securities available for sale | 13,661,000 | 15,233,000 | 16,258,000 | 16,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,059,000 | 131,538,000 | 133,527,000 | 132,200,000 |
| Interest-bearing deposits | 112,769,000 | 114,098,000 | 116,402,000 | 113,972,000 |
| Noninterest-bearing deposits | 15,290,000 | 17,440,000 | 17,125,000 | 18,228,000 |
| Equity capital | 13,366,000 | 13,436,000 | 13,649,000 | 13,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,341,000 | 5,003,000 | 6,667,000 |
| Interest expense | 225,000 | 439,000 | 637,000 | 804,000 |
| Net interest income | 1,449,000 | 2,902,000 | 4,366,000 | 5,863,000 |
| Noninterest income | 102,000 | 228,000 | 437,000 | 689,000 |
| Noninterest expense | 1,192,000 | 2,477,000 | 3,672,000 | 5,169,000 |
| Provision for loan losses | 280,000 | 360,000 | 635,000 | 902,000 |
| Pretax income | 79,000 | 293,000 | 496,000 | 481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 293,000 | 496,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,227,000 | 13,201,000 | 13,404,000 | 13,564,000 |
| Total capital | 14,600,000 | 14,541,000 | 14,773,000 | 14,942,000 |
| Risk-weighted assets | 109,524,000 | 106,961,000 | 108,996,000 | 109,856,000 |