Call reports 2009
COUNTRY BANK — 2009
What COUNTRY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 135,851,000 | 133,969,000 | 140,200,000 | 137,592,000 |
| Total loans | 96,810,000 | 100,190,000 | 100,290,000 | 97,296,000 |
| Allowance for loan losses | 1,350,000 | 1,511,000 | 1,594,000 | 1,453,000 |
| Securities available for sale | 23,252,000 | 17,171,000 | 16,225,000 | 15,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,914,000 | 120,340,000 | 126,312,000 | 124,103,000 |
| Interest-bearing deposits | 107,066,000 | 104,712,000 | 109,705,000 | 109,880,000 |
| Noninterest-bearing deposits | 14,848,000 | 15,628,000 | 16,607,000 | 14,223,000 |
| Equity capital | 13,653,000 | 13,282,000 | 13,552,000 | 13,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,678,000 | 5,549,000 | 7,299,000 |
| Interest expense | 435,000 | 791,000 | 1,111,000 | 1,362,000 |
| Net interest income | 1,408,000 | 2,887,000 | 4,438,000 | 5,937,000 |
| Noninterest income | 154,000 | 349,000 | 469,000 | 534,000 |
| Noninterest expense | 1,162,000 | 2,358,000 | 3,517,000 | 4,851,000 |
| Provision for loan losses | 390,000 | 565,000 | 885,000 | 1,290,000 |
| Pretax income | 10,000 | 313,000 | 505,000 | 330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | 313,000 | 505,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,363,000 | 13,081,000 | 13,308,000 | 13,149,000 |
| Total capital | 14,741,000 | 14,519,000 | 14,709,000 | 14,521,000 |
| Risk-weighted assets | 113,063,000 | 114,947,000 | 111,869,000 | 109,636,000 |