Call reports 2008
COUNTRY BANK — 2008
What COUNTRY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 123,959,000 | 129,564,000 | 131,096,000 | 130,943,000 |
| Total loans | 93,159,000 | 93,121,000 | 95,484,000 | 94,703,000 |
| Allowance for loan losses | 969,000 | 989,000 | 1,008,000 | 1,224,000 |
| Securities available for sale | 15,443,000 | 16,980,000 | 19,091,000 | 26,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,282,000 | 116,389,000 | 117,397,000 | 116,888,000 |
| Interest-bearing deposits | 96,846,000 | 102,503,000 | 101,451,000 | 101,910,000 |
| Noninterest-bearing deposits | 14,436,000 | 13,886,000 | 15,946,000 | 14,978,000 |
| Equity capital | 12,411,000 | 12,901,000 | 13,401,000 | 13,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,079,000 | 6,104,000 | 8,105,000 |
| Interest expense | 749,000 | 1,391,000 | 2,008,000 | 2,580,000 |
| Net interest income | 1,342,000 | 2,688,000 | 4,096,000 | 5,525,000 |
| Noninterest income | 139,000 | 304,000 | 428,000 | 497,000 |
| Noninterest expense | 1,118,000 | 2,196,000 | 3,263,000 | 4,490,000 |
| Provision for loan losses | 55,000 | 80,000 | 120,000 | 370,000 |
| Pretax income | 308,000 | 716,000 | 1,141,000 | 1,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 716,000 | 1,141,000 | 1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,233,000 | 12,901,000 | 13,298,000 | 13,337,000 |
| Total capital | 13,230,000 | 13,918,000 | 14,334,000 | 14,589,000 |
| Risk-weighted assets | 110,085,000 | 111,272,000 | 113,733,000 | 110,954,000 |