Call reports 2007
COUNTRY BANK — 2007
What COUNTRY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 123,000,000 | 118,338,000 | 117,371,000 | 120,915,000 |
| Total loans | 79,757,000 | 88,394,000 | 89,794,000 | 93,521,000 |
| Allowance for loan losses | 819,000 | 839,000 | 889,000 | 919,000 |
| Securities available for sale | 19,179,000 | 19,525,000 | 19,662,000 | 15,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,969,000 | 106,351,000 | 104,768,000 | 108,113,000 |
| Interest-bearing deposits | 96,460,000 | 89,181,000 | 89,310,000 | 93,673,000 |
| Noninterest-bearing deposits | 15,509,000 | 17,170,000 | 15,458,000 | 14,440,000 |
| Equity capital | 10,767,000 | 11,729,000 | 12,332,000 | 12,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,138,000 | 4,313,000 | 6,531,000 | 8,727,000 |
| Interest expense | 848,000 | 1,664,000 | 2,505,000 | 3,360,000 |
| Net interest income | 1,290,000 | 2,649,000 | 4,026,000 | 5,367,000 |
| Noninterest income | 195,000 | 410,000 | 619,000 | 773,000 |
| Noninterest expense | 1,019,000 | 2,036,000 | 3,085,000 | 4,588,000 |
| Provision for loan losses | 0 | 20,000 | 70,000 | 100,000 |
| Pretax income | 466,000 | 1,003,000 | 1,490,000 | 1,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 466,000 | 1,003,000 | 1,490,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,751,000 | 11,788,000 | 12,275,000 | 12,453,000 |
| Total capital | 11,598,000 | 12,655,000 | 13,192,000 | 13,400,000 |
| Risk-weighted assets | 96,891,000 | 105,020,000 | 107,819,000 | 111,384,000 |