Call reports 2006
COUNTRY BANK — 2006
What COUNTRY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 100,567,000 | 107,065,000 | 112,727,000 | 118,607,000 |
| Total loans | 75,687,000 | 79,778,000 | 79,654,000 | 79,063,000 |
| Allowance for loan losses | 729,000 | 804,000 | 819,000 | 819,000 |
| Securities available for sale | 11,825,000 | 10,870,000 | 14,295,000 | 17,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,695,000 | 96,709,000 | 101,680,000 | 107,201,000 |
| Interest-bearing deposits | 73,930,000 | 81,800,000 | 86,016,000 | 91,844,000 |
| Noninterest-bearing deposits | 16,765,000 | 14,909,000 | 15,664,000 | 15,357,000 |
| Equity capital | 9,663,000 | 10,124,000 | 10,776,000 | 11,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,329,000 | 5,307,000 | 7,385,000 |
| Interest expense | 505,000 | 1,148,000 | 1,894,000 | 2,688,000 |
| Net interest income | 1,058,000 | 2,181,000 | 3,413,000 | 4,697,000 |
| Noninterest income | 192,000 | 443,000 | 654,000 | 819,000 |
| Noninterest expense | 865,000 | 1,747,000 | 2,611,000 | 3,694,000 |
| Provision for loan losses | 75,000 | 150,000 | 165,000 | 165,000 |
| Pretax income | 310,000 | 727,000 | 1,291,000 | 1,657,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 727,000 | 1,291,000 | 1,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,837,000 | 10,254,000 | 10,818,000 | 11,184,000 |
| Total capital | 10,594,000 | 11,086,000 | 11,665,000 | 12,031,000 |
| Risk-weighted assets | 86,814,000 | 90,522,000 | 93,353,000 | 95,033,000 |