Call reports 2005
COUNTRY BANK — 2005
What COUNTRY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 78,477,000 | 90,583,000 | 90,817,000 | 94,925,000 |
| Total loans | 51,273,000 | 57,067,000 | 61,994,000 | 68,095,000 |
| Allowance for loan losses | 447,000 | 538,000 | 595,000 | 654,000 |
| Securities available for sale | 13,737,000 | 13,826,000 | 13,209,000 | 12,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,513,000 | 81,202,000 | 80,963,000 | 84,772,000 |
| Interest-bearing deposits | 55,408,000 | 62,422,000 | 65,118,000 | 66,068,000 |
| Noninterest-bearing deposits | 14,105,000 | 18,780,000 | 15,845,000 | 18,704,000 |
| Equity capital | 8,846,000 | 9,245,000 | 9,676,000 | 9,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 2,097,000 | 3,407,000 | 4,838,000 |
| Interest expense | 234,000 | 510,000 | 863,000 | 1,281,000 |
| Net interest income | 734,000 | 1,587,000 | 2,544,000 | 3,557,000 |
| Noninterest income | 55,000 | 234,000 | 481,000 | 737,000 |
| Noninterest expense | 550,000 | 1,179,000 | 1,870,000 | 2,746,000 |
| Provision for loan losses | 34,000 | 125,000 | 190,000 | 243,000 |
| Pretax income | 205,000 | 517,000 | 965,000 | 1,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 517,000 | 965,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,106,000 | 9,418,000 | 9,866,000 | 10,206,000 |
| Total capital | 9,574,000 | 9,982,000 | 10,492,000 | 10,888,000 |
| Risk-weighted assets | 60,714,000 | 68,652,000 | 72,537,000 | 79,277,000 |