Call reports 2004
COUNTRY BANK — 2004
What COUNTRY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 57,974,000 | 61,939,000 | 69,408,000 | 72,928,000 |
| Total loans | 30,607,000 | 37,125,000 | 41,468,000 | 45,443,000 |
| Allowance for loan losses | 265,000 | 338,000 | 364,000 | 413,000 |
| Securities available for sale | 12,967,000 | 13,809,000 | 13,965,000 | 13,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,488,000 | 53,577,000 | 60,656,000 | 64,075,000 |
| Interest-bearing deposits | 42,113,000 | 46,994,000 | 50,104,000 | 54,108,000 |
| Noninterest-bearing deposits | 7,375,000 | 6,583,000 | 10,552,000 | 9,967,000 |
| Equity capital | 8,422,000 | 8,292,000 | 8,665,000 | 8,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,161,000 | 1,920,000 | 2,801,000 |
| Interest expense | 141,000 | 281,000 | 460,000 | 681,000 |
| Net interest income | 377,000 | 880,000 | 1,460,000 | 2,120,000 |
| Noninterest income | 44,000 | 95,000 | 176,000 | 291,000 |
| Noninterest expense | 343,000 | 710,000 | 1,127,000 | 1,645,000 |
| Provision for loan losses | 31,000 | 104,000 | 130,000 | 181,000 |
| Pretax income | 47,000 | 161,000 | 379,000 | 585,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 161,000 | 379,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,363,000 | 8,477,000 | 8,695,000 | 8,901,000 |
| Total capital | 8,638,000 | 8,828,000 | 9,075,000 | 9,334,000 |
| Risk-weighted assets | 36,595,000 | 41,944,000 | 47,455,000 | 52,583,000 |