Call reports 2003
COUNTRY BANK — 2003
What COUNTRY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,145,000 | 35,128,000 | 46,103,000 | 49,620,000 |
| Total loans | 3,261,000 | 12,661,000 | 19,073,000 | 25,015,000 |
| Allowance for loan losses | 30,000 | 124,000 | 182,000 | 234,000 |
| Securities available for sale | 0 | 0 | 4,013,000 | 6,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,563,000 | 26,700,000 | 37,760,000 | 41,233,000 |
| Interest-bearing deposits | 15,696,000 | 22,099,000 | 32,549,000 | 35,712,000 |
| Noninterest-bearing deposits | 2,867,000 | 4,601,000 | 5,211,000 | 5,521,000 |
| Equity capital | 4,579,000 | 8,424,000 | 8,329,000 | 8,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 43,000 | 228,000 | 544,000 | 994,000 |
| Interest expense | 26,000 | 111,000 | 213,000 | 332,000 |
| Net interest income | 17,000 | 117,000 | 331,000 | 662,000 |
| Noninterest income | 0 | 8,000 | 24,000 | 59,000 |
| Noninterest expense | 235,000 | 504,000 | 792,000 | 1,058,000 |
| Provision for loan losses | 30,000 | 124,000 | 182,000 | 234,000 |
| Pretax income | -248,000 | -503,000 | -619,000 | -571,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -248,000 | -503,000 | -619,000 | -571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,579,000 | 8,424,000 | 8,308,000 | 8,316,000 |
| Total capital | 4,609,000 | 8,548,000 | 8,499,000 | 8,560,000 |
| Risk-weighted assets | 7,454,000 | 20,108,000 | 25,469,000 | 30,965,000 |