Call reports 2001
RELIANCE BANK — 2001
What RELIANCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,255,000 | 33,535,000 | 32,211,000 | 29,262,000 |
| Total loans | 24,346,000 | 22,750,000 | 21,287,000 | 18,863,000 |
| Allowance for loan losses | 589,000 | 466,000 | 466,000 | 433,000 |
| Securities available for sale | 5,033,000 | 5,019,000 | 5,125,000 | 6,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,896,000 | 29,291,000 | 27,942,000 | 26,941,000 |
| Interest-bearing deposits | 22,732,000 | 23,475,000 | 22,878,000 | 22,296,000 |
| Noninterest-bearing deposits | 5,164,000 | 5,816,000 | 5,064,000 | 4,645,000 |
| Equity capital | 5,168,000 | 3,999,000 | 4,098,000 | 2,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,290,000 | 1,802,000 | 2,370,000 |
| Interest expense | 294,000 | 595,000 | 886,000 | 1,136,000 |
| Net interest income | 435,000 | 695,000 | 916,000 | 1,234,000 |
| Noninterest income | 100,000 | 235,000 | 439,000 | 499,000 |
| Noninterest expense | 520,000 | 1,338,000 | 1,772,000 | 2,570,000 |
| Provision for loan losses | 24,000 | 756,000 | 756,000 | 2,160,000 |
| Pretax income | -9,000 | -1,164,000 | -1,173,000 | -2,926,000 |
| Income tax | 0 | 0 | 0 | 110,000 |
| Net income | -9,000 | -1,164,000 | -1,173,000 | -3,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,135,000 | 3,980,000 | 3,973,000 | 2,110,000 |
| Total capital | 5,426,000 | 4,246,000 | 4,217,000 | 2,325,000 |
| Risk-weighted assets | 22,945,000 | 21,085,000 | 19,264,000 | 16,920,000 |