Call reports 2025
QUAD CITY BANK AND TRUST COMPANY — 2025
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,761,422,000 | 2,647,681,000 | 2,779,173,000 | 2,691,426,000 |
| Total loans | 2,041,181,000 | 2,032,168,000 | 2,118,790,000 | 2,030,858,000 |
| Allowance for loan losses | 29,476,000 | 26,871,000 | 26,303,000 | 26,663,000 |
| Securities available for sale | 68,506,000 | 74,045,000 | 74,512,000 | 73,404,000 |
| Securities held to maturity | 228,573,000 | 241,248,000 | 248,741,000 | 243,896,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,397,051,000 | 2,309,950,000 | 2,407,381,000 | 2,302,236,000 |
| Interest-bearing deposits | 2,100,185,000 | 2,019,872,000 | 2,124,617,000 | 2,000,331,000 |
| Noninterest-bearing deposits | 296,866,000 | 290,078,000 | 282,764,000 | 301,905,000 |
| Equity capital | 289,980,000 | 297,788,000 | 298,385,000 | 303,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 35,937,000 | 72,794,000 | 111,385,000 | 151,070,000 |
| Interest expense | 17,313,000 | 35,200,000 | 54,213,000 | 73,450,000 |
| Net interest income | 18,624,000 | 37,594,000 | 57,172,000 | 77,620,000 |
| Noninterest income | 5,228,000 | 10,531,000 | 17,050,000 | 22,922,000 |
| Noninterest expense | 13,002,000 | 26,132,000 | 40,790,000 | 55,571,000 |
| Provision for loan losses | 1,300,000 | 3,287,000 | 5,462,000 | 8,249,000 |
| Pretax income | 9,440,000 | 18,506,000 | 27,934,000 | 36,722,000 |
| Income tax | 897,000 | 1,722,000 | 2,779,000 | 1,842,000 |
| Net income | 8,543,000 | 16,784,000 | 25,155,000 | 34,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 302,140,000 | 310,380,000 | 308,752,000 | 313,533,000 |
| Total capital | 331,837,000 | 339,461,000 | 337,105,000 | 342,214,000 |
| Risk-weighted assets | 2,373,927,000 | 2,369,203,000 | 2,469,396,000 | 2,388,384,000 |