Call reports 2023
QUAD CITY BANK AND TRUST COMPANY — 2023
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,540,959,000 | 2,597,654,000 | 2,414,261,000 | 2,430,238,000 |
| Total loans | 1,872,029,000 | 1,925,162,000 | 2,005,770,000 | 1,986,954,000 |
| Allowance for loan losses | 26,471,000 | 27,739,000 | 28,642,000 | 29,333,000 |
| Securities available for sale | 88,985,000 | 86,978,000 | 80,883,000 | 85,829,000 |
| Securities held to maturity | 143,549,000 | 142,213,000 | 147,110,000 | 166,494,000 |
| Trading assets | 9,790,000 | 12,213,000 | 16,800,000 | 0 |
| Total deposits | 2,173,343,000 | 2,166,250,000 | 1,973,989,000 | 1,878,375,000 |
| Interest-bearing deposits | 1,812,666,000 | 1,838,194,000 | 1,666,579,000 | 1,572,018,000 |
| Noninterest-bearing deposits | 360,677,000 | 328,056,000 | 307,410,000 | 306,357,000 |
| Equity capital | 247,208,000 | 250,617,000 | 251,050,000 | 260,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 29,015,000 | 60,067,000 | 93,846,000 | 128,279,000 |
| Interest expense | 12,027,000 | 26,675,000 | 43,256,000 | 60,380,000 |
| Net interest income | 16,988,000 | 33,392,000 | 50,590,000 | 67,899,000 |
| Noninterest income | 4,133,000 | 8,469,000 | 12,880,000 | 17,183,000 |
| Noninterest expense | 11,692,000 | 23,855,000 | 36,475,000 | 48,884,000 |
| Provision for loan losses | 1,303,000 | 4,717,000 | 7,186,000 | 11,078,000 |
| Pretax income | 7,848,000 | 12,813,000 | 19,130,000 | 23,693,000 |
| Income tax | 810,000 | 958,000 | 1,420,000 | 1,927,000 |
| Net income | 7,038,000 | 11,855,000 | 17,710,000 | 21,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 256,016,000 | 260,833,000 | 266,688,000 | 270,744,000 |
| Total capital | 282,911,000 | 288,709,000 | 295,319,000 | 300,413,000 |
| Risk-weighted assets | 2,150,630,000 | 2,228,638,000 | 2,288,691,000 | 2,371,333,000 |