Call reports 2021
QUAD CITY BANK AND TRUST COMPANY — 2021
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,106,901,000 | 2,065,858,000 | 2,108,281,000 | 2,144,667,000 |
| Total loans | 1,568,132,000 | 1,577,681,000 | 1,636,170,000 | 1,650,234,000 |
| Allowance for loan losses | 31,025,000 | 30,196,000 | 30,806,000 | 29,960,000 |
| Securities available for sale | 119,240,000 | 119,019,000 | 120,147,000 | 115,565,000 |
| Securities held to maturity | 129,274,000 | 131,708,000 | 135,560,000 | 132,201,000 |
| Trading assets | 8,329,000 | 8,844,000 | 7,885,000 | 6,945,000 |
| Total deposits | 1,841,521,000 | 1,810,774,000 | 1,797,969,000 | 1,849,314,000 |
| Interest-bearing deposits | 1,235,125,000 | 1,227,595,000 | 1,208,049,000 | 1,266,435,000 |
| Noninterest-bearing deposits | 606,396,000 | 583,179,000 | 589,920,000 | 582,879,000 |
| Equity capital | 201,110,000 | 211,270,000 | 219,120,000 | 229,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 16,806,000 | 33,946,000 | 51,777,000 | 70,226,000 |
| Interest expense | 1,020,000 | 2,008,000 | 2,977,000 | 3,994,000 |
| Net interest income | 15,786,000 | 31,938,000 | 48,800,000 | 66,232,000 |
| Noninterest income | 4,485,000 | 9,048,000 | 13,366,000 | 18,031,000 |
| Noninterest expense | 9,500,000 | 19,396,000 | 29,561,000 | 40,106,000 |
| Provision for loan losses | 1,753,000 | 1,767,000 | 2,570,000 | 1,903,000 |
| Pretax income | 8,669,000 | 19,351,000 | 30,121,000 | 42,653,000 |
| Income tax | 1,505,000 | 3,508,000 | 5,574,000 | 8,037,000 |
| Net income | 7,164,000 | 15,843,000 | 24,547,000 | 34,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,676,000 | 206,355,000 | 215,059,000 | 224,253,000 |
| Total capital | 219,423,000 | 228,180,000 | 237,949,000 | 247,658,000 |
| Risk-weighted assets | 1,727,986,000 | 1,734,991,000 | 1,821,229,000 | 1,864,069,000 |