Call reports 2020
QUAD CITY BANK AND TRUST COMPANY — 2020
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,930,337,000 | 2,001,245,000 | 2,223,086,000 | 2,165,764,000 |
| Total loans | 1,338,916,000 | 1,485,971,000 | 1,556,798,000 | 1,556,762,000 |
| Allowance for loan losses | 15,729,000 | 22,392,000 | 28,910,000 | 30,415,000 |
| Securities available for sale | 92,442,000 | 111,673,000 | 138,669,000 | 140,768,000 |
| Securities held to maturity | 150,668,000 | 147,894,000 | 145,938,000 | 144,739,000 |
| Trading assets | 14,646,000 | 16,378,000 | 15,542,000 | 13,491,000 |
| Total deposits | 1,678,891,000 | 1,708,004,000 | 1,955,361,000 | 1,866,637,000 |
| Interest-bearing deposits | 1,285,216,000 | 1,115,772,000 | 1,394,251,000 | 1,348,814,000 |
| Noninterest-bearing deposits | 393,675,000 | 592,232,000 | 561,110,000 | 517,823,000 |
| Equity capital | 179,270,000 | 184,259,000 | 187,103,000 | 196,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,559,000 | 35,047,000 | 53,015,000 | 70,823,000 |
| Interest expense | 3,134,000 | 4,972,000 | 6,287,000 | 7,457,000 |
| Net interest income | 14,425,000 | 30,075,000 | 46,728,000 | 63,366,000 |
| Noninterest income | 4,366,000 | 9,115,000 | 13,167,000 | 21,362,000 |
| Noninterest expense | 8,585,000 | 16,867,000 | 27,026,000 | 38,268,000 |
| Provision for loan losses | 3,183,000 | 10,722,000 | 18,583,000 | 21,612,000 |
| Pretax income | 7,031,000 | 11,679,000 | 15,325,000 | 25,885,000 |
| Income tax | 1,307,000 | 1,956,000 | 2,331,000 | 4,329,000 |
| Net income | 5,724,000 | 9,723,000 | 12,994,000 | 21,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,861,000 | 179,859,000 | 183,131,000 | 191,693,000 |
| Total capital | 191,590,000 | 200,053,000 | 204,284,000 | 213,608,000 |
| Risk-weighted assets | 1,592,865,000 | 1,613,345,000 | 1,684,496,000 | 1,744,765,000 |