Call reports 2019
QUAD CITY BANK AND TRUST COMPANY — 2019
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,679,617,000 | 1,656,873,000 | 1,662,841,000 | 1,701,973,000 |
| Total loans | 1,238,684,000 | 1,273,400,000 | 1,290,195,000 | 1,329,667,000 |
| Allowance for loan losses | 13,489,000 | 13,466,000 | 13,836,000 | 13,718,000 |
| Securities available for sale | 91,694,000 | 92,429,000 | 83,298,000 | 79,027,000 |
| Securities held to maturity | 147,482,000 | 139,960,000 | 135,898,000 | 142,407,000 |
| Trading assets | 1,198,000 | 3,723,000 | 6,354,000 | 4,461,000 |
| Total deposits | 1,460,182,000 | 1,434,467,000 | 1,371,723,000 | 1,458,591,000 |
| Interest-bearing deposits | 1,059,788,000 | 1,079,728,000 | 990,121,000 | 1,100,179,000 |
| Noninterest-bearing deposits | 400,394,000 | 354,739,000 | 381,602,000 | 358,412,000 |
| Equity capital | 155,868,000 | 162,248,000 | 168,313,000 | 173,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,952,000 | 34,520,000 | 52,213,000 | 69,739,000 |
| Interest expense | 4,813,000 | 9,749,000 | 14,094,000 | 17,655,000 |
| Net interest income | 12,139,000 | 24,771,000 | 38,119,000 | 52,084,000 |
| Noninterest income | 3,864,000 | 7,908,000 | 11,756,000 | 15,592,000 |
| Noninterest expense | 9,066,000 | 18,479,000 | 27,871,000 | 37,634,000 |
| Provision for loan losses | 1,020,000 | 1,993,000 | 2,941,000 | 3,433,000 |
| Pretax income | 5,923,000 | 12,221,000 | 19,056,000 | 26,626,000 |
| Income tax | 1,078,000 | 2,298,000 | 3,588,000 | 5,019,000 |
| Net income | 4,845,000 | 9,923,000 | 15,468,000 | 21,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,375,000 | 158,453,000 | 163,998,000 | 170,137,000 |
| Total capital | 166,864,000 | 171,919,000 | 177,834,000 | 183,855,000 |
| Risk-weighted assets | 1,439,143,000 | 1,491,523,000 | 1,516,813,000 | 1,554,522,000 |