Call reports 2016
QUAD CITY BANK AND TRUST COMPANY — 2016
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,386,346,000 | 1,413,063,000 | 1,432,075,000 | 1,418,788,000 |
| Total loans | 950,978,000 | 968,905,000 | 994,628,000 | 1,010,443,000 |
| Allowance for loan losses | 12,493,000 | 12,740,000 | 12,923,000 | 13,466,000 |
| Securities available for sale | 174,654,000 | 135,929,000 | 94,380,000 | 85,867,000 |
| Securities held to maturity | 133,335,000 | 136,630,000 | 151,601,000 | 150,724,000 |
| Trading assets | 3,497,000 | 4,644,000 | 4,379,000 | 891,000 |
| Total deposits | 1,029,300,000 | 1,049,049,000 | 1,110,514,000 | 1,125,947,000 |
| Interest-bearing deposits | 562,452,000 | 572,257,000 | 639,788,000 | 633,390,000 |
| Noninterest-bearing deposits | 466,848,000 | 476,792,000 | 470,726,000 | 492,557,000 |
| Equity capital | 128,319,000 | 135,414,000 | 129,649,000 | 131,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,027,000 | 24,278,000 | 36,581,000 | 48,989,000 |
| Interest expense | 1,066,000 | 2,109,000 | 3,186,000 | 3,908,000 |
| Net interest income | 10,961,000 | 22,169,000 | 33,395,000 | 45,081,000 |
| Noninterest income | 2,743,000 | 5,915,000 | 8,887,000 | 11,676,000 |
| Noninterest expense | 8,452,000 | 16,271,000 | 28,290,000 | 36,101,000 |
| Provision for loan losses | 1,223,000 | 1,971,000 | 3,109,000 | 4,168,000 |
| Pretax income | 4,241,000 | 10,054,000 | 15,309,000 | 20,925,000 |
| Income tax | 1,071,000 | 2,681,000 | 4,029,000 | 5,514,000 |
| Net income | 3,170,000 | 7,373,000 | 11,280,000 | 15,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,668,000 | 131,003,000 | 125,410,000 | 129,524,000 |
| Total capital | 137,161,000 | 143,744,000 | 138,333,000 | 142,990,000 |
| Risk-weighted assets | 1,141,977,000 | 1,126,158,000 | 1,181,002,000 | 1,165,150,000 |