Call reports 2015
QUAD CITY BANK AND TRUST COMPANY — 2015
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,289,396,000 | 1,323,136,000 | 1,351,075,000 | 1,358,179,000 |
| Total loans | 790,442,000 | 832,799,000 | 853,755,000 | 887,882,000 |
| Allowance for loan losses | 11,440,000 | 12,656,000 | 11,427,000 | 11,979,000 |
| Securities available for sale | 304,925,000 | 256,990,000 | 247,228,000 | 221,787,000 |
| Securities held to maturity | 95,250,000 | 101,387,000 | 115,556,000 | 128,080,000 |
| Trading assets | 216,000 | 286,000 | 1,431,000 | 1,405,000 |
| Total deposits | 846,092,000 | 929,820,000 | 919,911,000 | 931,700,000 |
| Interest-bearing deposits | 428,490,000 | 459,534,000 | 505,136,000 | 502,434,000 |
| Noninterest-bearing deposits | 417,602,000 | 470,286,000 | 414,775,000 | 429,266,000 |
| Equity capital | 98,816,000 | 119,404,000 | 123,485,000 | 125,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,997,000 | 22,094,000 | 33,893,000 | 45,622,000 |
| Interest expense | 1,722,000 | 3,077,000 | 4,148,000 | 5,205,000 |
| Net interest income | 9,275,000 | 19,017,000 | 29,745,000 | 40,417,000 |
| Noninterest income | 2,998,000 | 6,349,000 | 10,053,000 | 13,100,000 |
| Noninterest expense | 7,621,000 | 18,662,000 | 26,286,000 | 33,441,000 |
| Provision for loan losses | 882,000 | 2,556,000 | 3,467,000 | 4,367,000 |
| Pretax income | 4,103,000 | 4,481,000 | 10,435,000 | 16,161,000 |
| Income tax | 1,128,000 | 884,000 | 2,752,000 | 4,398,000 |
| Net income | 2,975,000 | 3,597,000 | 7,683,000 | 11,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,760,000 | 118,182,000 | 120,268,000 | 123,498,000 |
| Total capital | 107,200,000 | 130,838,000 | 131,695,000 | 135,477,000 |
| Risk-weighted assets | 973,319,000 | 1,013,840,000 | 1,048,515,000 | 1,084,071,000 |