Call reports 2014
QUAD CITY BANK AND TRUST COMPANY — 2014
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,284,323,000 | 1,298,339,000 | 1,293,866,000 | 1,339,795,000 |
| Total loans | 700,882,000 | 743,410,000 | 760,562,000 | 783,486,000 |
| Allowance for loan losses | 9,913,000 | 10,346,000 | 10,387,000 | 11,084,000 |
| Securities available for sale | 381,548,000 | 354,269,000 | 320,854,000 | 321,680,000 |
| Securities held to maturity | 64,317,000 | 69,378,000 | 81,560,000 | 89,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 871,130,000 | 852,756,000 | 873,871,000 | 813,815,000 |
| Interest-bearing deposits | 438,423,000 | 456,397,000 | 494,596,000 | 469,466,000 |
| Noninterest-bearing deposits | 432,707,000 | 396,359,000 | 379,275,000 | 344,349,000 |
| Equity capital | 88,702,000 | 90,886,000 | 91,648,000 | 94,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,758,000 | 21,607,000 | 32,643,000 | 43,731,000 |
| Interest expense | 1,837,000 | 3,605,000 | 5,407,000 | 7,190,000 |
| Net interest income | 8,921,000 | 18,002,000 | 27,236,000 | 36,541,000 |
| Noninterest income | 2,545,000 | 5,061,000 | 7,754,000 | 10,178,000 |
| Noninterest expense | 7,010,000 | 14,055,000 | 21,416,000 | 28,480,000 |
| Provision for loan losses | 609,000 | 1,170,000 | 1,780,000 | 3,801,000 |
| Pretax income | 3,867,000 | 7,859,000 | 11,850,000 | 14,495,000 |
| Income tax | 1,108,000 | 2,277,000 | 3,372,000 | 4,044,000 |
| Net income | 2,759,000 | 5,582,000 | 8,478,000 | 10,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,582,000 | 91,410,000 | 92,808,000 | 93,785,000 |
| Total capital | 102,495,000 | 101,756,000 | 103,195,000 | 104,869,000 |
| Risk-weighted assets | 848,582,000 | 878,263,000 | 904,207,000 | 931,193,000 |