Call reports 2013
QUAD CITY BANK AND TRUST COMPANY — 2013
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,233,332,000 | 1,242,473,000 | 1,262,234,000 | 1,256,342,000 |
| Total loans | 670,779,000 | 687,967,000 | 694,627,000 | 685,345,000 |
| Allowance for loan losses | 8,523,000 | 8,636,000 | 8,879,000 | 9,348,000 |
| Securities available for sale | 440,482,000 | 411,065,000 | 393,793,000 | 381,331,000 |
| Securities held to maturity | 22,210,000 | 29,522,000 | 42,448,000 | 50,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 789,974,000 | 822,517,000 | 808,703,000 | 833,455,000 |
| Interest-bearing deposits | 409,051,000 | 470,016,000 | 454,080,000 | 446,713,000 |
| Noninterest-bearing deposits | 380,923,000 | 352,501,000 | 354,623,000 | 386,742,000 |
| Equity capital | 96,965,000 | 85,356,000 | 85,281,000 | 84,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,405,000 | 20,875,000 | 31,378,000 | 41,910,000 |
| Interest expense | 2,014,000 | 3,998,000 | 6,007,000 | 8,018,000 |
| Net interest income | 8,391,000 | 16,877,000 | 25,371,000 | 33,892,000 |
| Noninterest income | 2,747,000 | 5,407,000 | 8,346,000 | 11,345,000 |
| Noninterest expense | 7,116,000 | 14,111,000 | 21,330,000 | 28,735,000 |
| Provision for loan losses | 358,000 | 1,378,000 | 2,053,000 | 3,391,000 |
| Pretax income | 3,664,000 | 6,795,000 | 10,766,000 | 13,542,000 |
| Income tax | 1,148,000 | 2,085,000 | 3,297,000 | 3,513,000 |
| Net income | 2,760,000 | 4,954,000 | 7,713,000 | 10,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,297,000 | 89,494,000 | 90,257,000 | 91,820,000 |
| Total capital | 99,820,000 | 98,130,000 | 99,136,000 | 101,168,000 |
| Risk-weighted assets | 790,626,000 | 817,289,000 | 839,423,000 | 825,618,000 |