Call reports 2008
QUAD CITY BANK AND TRUST COMPANY — 2008
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 873,339,000 | 897,558,000 | 886,544,000 | 910,799,000 |
| Total loans | 651,884,000 | 671,274,000 | 664,463,000 | 670,891,000 |
| Allowance for loan losses | 6,901,000 | 7,035,000 | 8,049,000 | 9,125,000 |
| Securities available for sale | 145,722,000 | 143,654,000 | 147,612,000 | 165,076,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,059,000 | 499,291,000 | 527,241,000 | 572,597,000 |
| Interest-bearing deposits | 454,849,000 | 405,924,000 | 445,527,000 | 473,563,000 |
| Noninterest-bearing deposits | 81,210,000 | 93,367,000 | 81,714,000 | 99,034,000 |
| Equity capital | 72,141,000 | 72,517,000 | 71,573,000 | 74,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,959,000 | 25,563,000 | 38,242,000 | 50,497,000 |
| Interest expense | 5,987,000 | 11,130,000 | 16,221,000 | 21,020,000 |
| Net interest income | 6,972,000 | 14,433,000 | 22,021,000 | 29,477,000 |
| Noninterest income | 2,087,000 | 4,410,000 | 6,489,000 | 8,025,000 |
| Noninterest expense | 5,142,000 | 10,804,000 | 16,230,000 | 21,565,000 |
| Provision for loan losses | 584,000 | 1,376,000 | 2,745,000 | 4,079,000 |
| Pretax income | 3,333,000 | 6,663,000 | 9,535,000 | 11,858,000 |
| Income tax | 1,058,000 | 2,111,000 | 3,010,000 | 3,702,000 |
| Net income | 2,275,000 | 4,552,000 | 6,525,000 | 8,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,101,000 | 69,463,000 | 69,274,000 | 70,313,000 |
| Total capital | 74,002,000 | 76,498,000 | 77,323,000 | 79,438,000 |
| Risk-weighted assets | 718,698,000 | 741,869,000 | 737,556,000 | 740,910,000 |