Call reports 2007
QUAD CITY BANK AND TRUST COMPANY — 2007
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 830,098,000 | 836,547,000 | 860,478,000 | 861,379,000 |
| Total loans | 632,015,000 | 631,572,000 | 635,403,000 | 639,442,000 |
| Allowance for loan losses | 6,560,000 | 6,690,000 | 6,273,000 | 5,963,000 |
| Securities available for sale | 128,719,000 | 129,976,000 | 141,539,000 | 144,261,000 |
| Securities held to maturity | 350,000 | 400,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,680,000 | 514,223,000 | 507,216,000 | 507,062,000 |
| Interest-bearing deposits | 462,477,000 | 435,314,000 | 427,984,000 | 417,669,000 |
| Noninterest-bearing deposits | 78,203,000 | 78,909,000 | 79,232,000 | 89,393,000 |
| Equity capital | 68,859,000 | 68,378,000 | 69,522,000 | 69,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,893,000 | 26,280,000 | 39,904,000 | 53,311,000 |
| Interest expense | 6,838,000 | 13,853,000 | 20,948,000 | 27,781,000 |
| Net interest income | 6,055,000 | 12,427,000 | 18,956,000 | 25,530,000 |
| Noninterest income | 1,778,000 | 3,998,000 | 6,048,000 | 7,985,000 |
| Noninterest expense | 4,881,000 | 10,012,000 | 15,188,000 | 20,435,000 |
| Provision for loan losses | 85,000 | 359,000 | 747,000 | 485,000 |
| Pretax income | 2,867,000 | 6,054,000 | 9,070,000 | 12,596,000 |
| Income tax | 914,000 | 1,950,000 | 2,918,000 | 4,094,000 |
| Net income | 1,953,000 | 4,104,000 | 6,152,000 | 8,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,360,000 | 66,582,000 | 66,644,000 | 66,111,000 |
| Total capital | 72,920,000 | 73,272,000 | 72,917,000 | 72,074,000 |
| Risk-weighted assets | 703,860,000 | 707,977,000 | 717,052,000 | 709,401,000 |