Call reports 2006
QUAD CITY BANK AND TRUST COMPANY — 2006
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 720,133,000 | 766,598,000 | 820,298,000 | 826,583,000 |
| Total loans | 540,651,000 | 580,898,000 | 632,827,000 | 632,704,000 |
| Allowance for loan losses | 6,116,000 | 5,985,000 | 6,281,000 | 6,472,000 |
| Securities available for sale | 116,419,000 | 117,901,000 | 121,483,000 | 125,774,000 |
| Securities held to maturity | 150,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,684,000 | 525,187,000 | 550,350,000 | 547,393,000 |
| Interest-bearing deposits | 432,943,000 | 445,461,000 | 475,125,000 | 468,646,000 |
| Noninterest-bearing deposits | 77,741,000 | 79,726,000 | 75,225,000 | 78,747,000 |
| Equity capital | 61,225,000 | 63,362,000 | 68,357,000 | 70,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,133,000 | 21,006,000 | 33,169,000 | 45,978,000 |
| Interest expense | 4,782,000 | 10,209,000 | 16,634,000 | 23,536,000 |
| Net interest income | 5,351,000 | 10,797,000 | 16,535,000 | 22,442,000 |
| Noninterest income | 1,899,000 | 4,473,000 | 6,081,000 | 7,771,000 |
| Noninterest expense | 4,910,000 | 9,903,000 | 15,154,000 | 20,261,000 |
| Provision for loan losses | 148,000 | -31,000 | 278,000 | 576,000 |
| Pretax income | 2,049,000 | 5,184,000 | 7,041,000 | 9,233,000 |
| Income tax | 641,000 | 1,703,000 | 2,277,000 | 2,943,000 |
| Net income | 1,408,000 | 3,481,000 | 4,764,000 | 6,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,175,000 | 61,695,000 | 66,224,000 | 67,749,000 |
| Total capital | 65,291,000 | 67,680,000 | 72,505,000 | 74,221,000 |
| Risk-weighted assets | 643,333,000 | 673,338,000 | 707,929,000 | 709,497,000 |