Call reports 2005
QUAD CITY BANK AND TRUST COMPANY — 2005
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 638,717,000 | 652,411,000 | 684,701,000 | 723,580,000 |
| Total loans | 467,985,000 | 475,784,000 | 509,786,000 | 524,698,000 |
| Allowance for loan losses | 6,217,000 | 5,962,000 | 6,009,000 | 6,013,000 |
| Securities available for sale | 108,848,000 | 111,092,000 | 112,792,000 | 114,511,000 |
| Securities held to maturity | 100,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,575,000 | 414,641,000 | 472,887,000 | 477,119,000 |
| Interest-bearing deposits | 340,615,000 | 340,035,000 | 397,457,000 | 400,696,000 |
| Noninterest-bearing deposits | 74,960,000 | 74,606,000 | 75,430,000 | 76,423,000 |
| Equity capital | 49,750,000 | 51,505,000 | 55,453,000 | 56,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,712,000 | 15,966,000 | 24,817,000 | 34,499,000 |
| Interest expense | 2,597,000 | 5,574,000 | 9,078,000 | 13,173,000 |
| Net interest income | 5,115,000 | 10,392,000 | 15,739,000 | 21,326,000 |
| Noninterest income | 1,712,000 | 3,246,000 | 4,809,000 | 6,426,000 |
| Noninterest expense | 4,355,000 | 8,978,000 | 13,259,000 | 17,928,000 |
| Provision for loan losses | 43,000 | -267,000 | -156,000 | -160,000 |
| Pretax income | 2,429,000 | 4,927,000 | 7,445,000 | 9,984,000 |
| Income tax | 799,000 | 1,637,000 | 2,476,000 | 3,326,000 |
| Net income | 1,630,000 | 3,290,000 | 4,969,000 | 6,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,671,000 | 51,360,000 | 52,744,000 | 54,609,000 |
| Total capital | 55,933,000 | 57,369,000 | 58,800,000 | 60,670,000 |
| Risk-weighted assets | 524,360,000 | 535,527,000 | 573,438,000 | 593,498,000 |