Call reports 2004
QUAD CITY BANK AND TRUST COMPANY — 2004
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 598,894,000 | 632,335,000 | 628,179,000 | 636,228,000 |
| Total loans | 428,593,000 | 449,109,000 | 469,098,000 | 476,186,000 |
| Allowance for loan losses | 7,422,000 | 7,543,000 | 7,820,000 | 6,840,000 |
| Securities available for sale | 108,160,000 | 108,054,000 | 106,313,000 | 107,791,000 |
| Securities held to maturity | 400,000 | 400,000 | 150,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,297,000 | 396,728,000 | 397,753,000 | 420,535,000 |
| Interest-bearing deposits | 308,063,000 | 309,355,000 | 310,753,000 | 332,913,000 |
| Noninterest-bearing deposits | 105,234,000 | 87,373,000 | 87,000,000 | 87,622,000 |
| Equity capital | 44,324,000 | 45,850,000 | 48,249,000 | 48,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,821,000 | 13,948,000 | 21,390,000 | 29,021,000 |
| Interest expense | 1,792,000 | 3,714,000 | 5,868,000 | 8,291,000 |
| Net interest income | 5,029,000 | 10,234,000 | 15,522,000 | 20,730,000 |
| Noninterest income | 1,554,000 | 3,304,000 | 4,811,000 | 6,247,000 |
| Noninterest expense | 3,858,000 | 7,649,000 | 11,476,000 | 15,916,000 |
| Provision for loan losses | 643,000 | 940,000 | 1,220,000 | 673,000 |
| Pretax income | 2,082,000 | 4,949,000 | 7,637,000 | 10,316,000 |
| Income tax | 676,000 | 1,633,000 | 2,543,000 | 3,441,000 |
| Net income | 1,406,000 | 3,316,000 | 5,094,000 | 6,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,658,000 | 45,425,000 | 47,346,000 | 48,127,000 |
| Total capital | 48,742,000 | 51,780,000 | 53,878,000 | 54,772,000 |
| Risk-weighted assets | 484,474,000 | 507,197,000 | 521,285,000 | 531,411,000 |