Call reports 2003
QUAD CITY BANK AND TRUST COMPANY — 2003
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 518,280,000 | 542,851,000 | 535,907,000 | 561,051,000 |
| Total loans | 383,641,000 | 390,497,000 | 392,433,000 | 407,248,000 |
| Allowance for loan losses | 6,073,000 | 6,397,000 | 7,090,000 | 6,780,000 |
| Securities available for sale | 79,351,000 | 81,729,000 | 90,803,000 | 105,952,000 |
| Securities held to maturity | 425,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,032,000 | 393,187,000 | 399,892,000 | 412,932,000 |
| Interest-bearing deposits | 293,713,000 | 306,556,000 | 298,686,000 | 300,125,000 |
| Noninterest-bearing deposits | 79,319,000 | 86,631,000 | 101,206,000 | 112,807,000 |
| Equity capital | 39,423,000 | 40,958,000 | 41,410,000 | 42,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,635,000 | 13,449,000 | 20,368,000 | 27,138,000 |
| Interest expense | 2,223,000 | 4,529,000 | 6,474,000 | 8,309,000 |
| Net interest income | 4,412,000 | 8,920,000 | 13,894,000 | 18,829,000 |
| Noninterest income | 1,854,000 | 4,202,000 | 6,371,000 | 7,924,000 |
| Noninterest expense | 3,497,000 | 7,453,000 | 11,360,000 | 15,241,000 |
| Provision for loan losses | 1,111,000 | 1,326,000 | 2,071,000 | 2,691,000 |
| Pretax income | 1,658,000 | 4,343,000 | 6,834,000 | 8,821,000 |
| Income tax | 543,000 | 1,455,000 | 2,285,000 | 2,937,000 |
| Net income | 1,115,000 | 2,888,000 | 4,549,000 | 5,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,483,000 | 38,756,000 | 39,917,000 | 41,252,000 |
| Total capital | 42,653,000 | 43,998,000 | 45,251,000 | 46,934,000 |
| Risk-weighted assets | 412,711,000 | 418,222,000 | 424,979,000 | 453,429,000 |