Call reports 2002
QUAD CITY BANK AND TRUST COMPANY — 2002
What QUAD CITY BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 435,641,000 | 451,058,000 | 498,897,000 | 506,787,000 |
| Total loans | 322,687,000 | 340,886,000 | 366,669,000 | 375,961,000 |
| Allowance for loan losses | 4,842,000 | 5,387,000 | 5,555,000 | 5,730,000 |
| Securities available for sale | 62,720,000 | 64,829,000 | 75,232,000 | 77,570,000 |
| Securities held to maturity | 326,000 | 425,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,799,000 | 335,035,000 | 354,852,000 | 374,772,000 |
| Interest-bearing deposits | 269,828,000 | 274,347,000 | 287,640,000 | 292,818,000 |
| Noninterest-bearing deposits | 59,971,000 | 60,688,000 | 67,212,000 | 81,954,000 |
| Equity capital | 31,989,000 | 33,998,000 | 36,091,000 | 38,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,246,000 | 12,918,000 | 19,773,000 | 26,778,000 |
| Interest expense | 2,548,000 | 4,984,000 | 7,461,000 | 9,953,000 |
| Net interest income | 3,698,000 | 7,934,000 | 12,312,000 | 16,825,000 |
| Noninterest income | 1,560,000 | 2,955,000 | 4,612,000 | 6,644,000 |
| Noninterest expense | 2,953,000 | 6,039,000 | 9,430,000 | 13,099,000 |
| Provision for loan losses | 343,000 | 908,000 | 1,343,000 | 2,668,000 |
| Pretax income | 1,962,000 | 3,942,000 | 6,151,000 | 7,763,000 |
| Income tax | 661,000 | 1,296,000 | 2,050,000 | 2,606,000 |
| Net income | 1,301,000 | 2,646,000 | 4,101,000 | 5,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,512,000 | 32,857,000 | 34,312,000 | 36,368,000 |
| Total capital | 35,978,000 | 37,546,000 | 39,225,000 | 41,401,000 |
| Risk-weighted assets | 356,904,000 | 374,387,000 | 392,384,000 | 401,934,000 |