Call reports 2025
BANK OF WISCONSIN DELLS — 2025
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,009,644,000 | 1,004,361,000 | 1,009,327,000 | 1,064,931,000 |
| Total loans | 768,215,000 | 786,559,000 | 801,111,000 | 838,928,000 |
| Allowance for loan losses | 12,882,000 | 13,107,000 | 13,257,000 | 13,723,000 |
| Securities available for sale | 170,717,000 | 170,236,000 | 166,590,000 | 169,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 844,411,000 | 830,264,000 | 853,643,000 | 894,343,000 |
| Interest-bearing deposits | 711,741,000 | 687,745,000 | 707,722,000 | 751,877,000 |
| Noninterest-bearing deposits | 132,670,000 | 142,519,000 | 145,921,000 | 142,466,000 |
| Equity capital | 103,037,000 | 108,171,000 | 114,341,000 | 114,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,438,000 | 27,838,000 | 43,129,000 | 58,522,000 |
| Interest expense | 5,840,000 | 11,785,000 | 17,701,000 | 23,520,000 |
| Net interest income | 7,598,000 | 16,053,000 | 25,428,000 | 35,002,000 |
| Noninterest income | 1,033,000 | 2,112,000 | 3,281,000 | 4,294,000 |
| Noninterest expense | 3,820,000 | 8,168,000 | 12,280,000 | 17,432,000 |
| Provision for loan losses | 0 | 225,000 | 450,000 | 915,000 |
| Pretax income | 4,796,000 | 9,757,000 | 15,964,000 | 20,726,000 |
| Income tax | 1,082,000 | 2,208,000 | 3,662,000 | 4,616,000 |
| Net income | 3,714,000 | 7,549,000 | 12,302,000 | 16,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,824,000 | 118,658,000 | 123,390,000 | 122,368,000 |
| Total capital | 126,342,000 | 130,426,000 | 135,262,000 | 134,680,000 |
| Risk-weighted assets | 919,552,000 | 939,647,000 | 947,803,000 | 983,017,000 |