Call reports 2024
BANK OF WISCONSIN DELLS — 2024
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 972,386,000 | 977,616,000 | 963,399,000 | 960,970,000 |
| Total loans | 731,813,000 | 754,322,000 | 742,045,000 | 745,897,000 |
| Allowance for loan losses | 12,514,000 | 12,739,000 | 12,848,000 | 12,848,000 |
| Securities available for sale | 174,106,000 | 173,275,000 | 174,404,000 | 169,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 848,472,000 | 831,841,000 | 841,331,000 | 840,264,000 |
| Interest-bearing deposits | 727,628,000 | 699,920,000 | 696,265,000 | 700,749,000 |
| Noninterest-bearing deposits | 120,844,000 | 131,921,000 | 145,066,000 | 139,515,000 |
| Equity capital | 90,303,000 | 92,929,000 | 100,923,000 | 97,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,098,000 | 25,060,000 | 38,703,000 | 52,175,000 |
| Interest expense | 6,320,000 | 12,813,000 | 19,348,000 | 25,320,000 |
| Net interest income | 5,778,000 | 12,247,000 | 19,355,000 | 26,855,000 |
| Noninterest income | 1,033,000 | 2,057,000 | 3,093,000 | 4,146,000 |
| Noninterest expense | 3,614,000 | 7,702,000 | 11,508,000 | 15,885,000 |
| Provision for loan losses | 225,000 | 450,000 | 525,000 | 525,000 |
| Pretax income | 2,972,000 | 6,152,000 | 10,492,000 | 14,668,000 |
| Income tax | 613,000 | 1,297,000 | 2,239,000 | 3,142,000 |
| Net income | 2,359,000 | 4,855,000 | 8,253,000 | 11,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,372,000 | 107,867,000 | 111,266,000 | 111,109,000 |
| Total capital | 116,445,000 | 119,171,000 | 122,226,000 | 122,487,000 |
| Risk-weighted assets | 883,839,000 | 902,303,000 | 874,385,000 | 908,267,000 |