Call reports 2023
BANK OF WISCONSIN DELLS — 2023
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 977,444,000 | 942,918,000 | 939,907,000 | 953,434,000 |
| Total loans | 671,799,000 | 701,227,000 | 714,337,000 | 718,855,000 |
| Allowance for loan losses | 12,263,000 | 12,263,000 | 12,297,000 | 12,256,000 |
| Securities available for sale | 191,893,000 | 185,430,000 | 179,643,000 | 180,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 851,410,000 | 826,174,000 | 821,526,000 | 828,555,000 |
| Interest-bearing deposits | 716,644,000 | 690,654,000 | 676,214,000 | 699,693,000 |
| Noninterest-bearing deposits | 134,766,000 | 135,520,000 | 145,312,000 | 128,862,000 |
| Equity capital | 83,429,000 | 83,568,000 | 83,067,000 | 88,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,191,000 | 20,924,000 | 32,357,000 | 44,235,000 |
| Interest expense | 4,229,000 | 9,457,000 | 15,068,000 | 21,061,000 |
| Net interest income | 5,962,000 | 11,467,000 | 17,289,000 | 23,174,000 |
| Noninterest income | 979,000 | 2,019,000 | 3,125,000 | 4,142,000 |
| Noninterest expense | 3,537,000 | 7,539,000 | 11,065,000 | 15,072,000 |
| Provision for loan losses | -450,000 | -450,000 | -450,000 | -450,000 |
| Pretax income | 3,679,000 | 6,352,000 | 9,754,000 | 12,204,000 |
| Income tax | 936,000 | 1,545,000 | 1,960,000 | 2,380,000 |
| Net income | 2,743,000 | 4,807,000 | 7,794,000 | 9,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,886,000 | 100,950,000 | 103,938,000 | 103,012,000 |
| Total capital | 109,455,000 | 111,855,000 | 114,957,000 | 114,112,000 |
| Risk-weighted assets | 843,301,000 | 870,632,000 | 879,824,000 | 886,272,000 |