Call reports 2022
BANK OF WISCONSIN DELLS — 2022
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 910,103,000 | 887,322,000 | 938,885,000 | 949,124,000 |
| Total loans | 595,749,000 | 609,022,000 | 617,333,000 | 689,930,000 |
| Allowance for loan losses | 13,222,000 | 13,302,000 | 13,410,000 | 13,860,000 |
| Securities available for sale | 184,874,000 | 179,597,000 | 198,002,000 | 196,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 813,127,000 | 797,672,000 | 851,537,000 | 822,317,000 |
| Interest-bearing deposits | 688,269,000 | 650,195,000 | 676,686,000 | 678,823,000 |
| Noninterest-bearing deposits | 124,858,000 | 147,477,000 | 174,851,000 | 143,494,000 |
| Equity capital | 81,993,000 | 80,641,000 | 78,051,000 | 78,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,504,000 | 15,561,000 | 24,448,000 | 33,980,000 |
| Interest expense | 710,000 | 1,497,000 | 2,864,000 | 5,185,000 |
| Net interest income | 6,794,000 | 14,064,000 | 21,584,000 | 28,795,000 |
| Noninterest income | 1,045,000 | 2,097,000 | 3,102,000 | 4,187,000 |
| Noninterest expense | 3,033,000 | 6,569,000 | 9,809,000 | 13,607,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 625,000 |
| Pretax income | 4,731,000 | 9,442,000 | 14,652,000 | 18,355,000 |
| Income tax | 1,251,000 | 2,500,000 | 3,873,000 | 4,836,000 |
| Net income | 3,480,000 | 6,942,000 | 10,779,000 | 13,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,908,000 | 93,369,000 | 97,207,000 | 95,717,000 |
| Total capital | 98,722,000 | 102,461,000 | 107,213,000 | 106,498,000 |
| Risk-weighted assets | 700,732,000 | 723,146,000 | 797,102,000 | 859,435,000 |