Call reports 2021
BANK OF WISCONSIN DELLS — 2021
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 790,476,000 | 826,096,000 | 863,551,000 | 885,729,000 |
| Total loans | 599,008,000 | 582,495,000 | 578,805,000 | 581,900,000 |
| Allowance for loan losses | 11,934,000 | 12,004,000 | 12,079,000 | 13,145,000 |
| Securities available for sale | 102,647,000 | 143,342,000 | 162,645,000 | 179,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,848,000 | 723,751,000 | 757,422,000 | 779,035,000 |
| Interest-bearing deposits | 566,656,000 | 582,476,000 | 598,996,000 | 638,058,000 |
| Noninterest-bearing deposits | 126,192,000 | 141,275,000 | 158,426,000 | 140,977,000 |
| Equity capital | 82,021,000 | 85,759,000 | 88,408,000 | 86,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,644,000 | 15,077,000 | 22,627,000 | 30,327,000 |
| Interest expense | 922,000 | 1,797,000 | 2,637,000 | 3,390,000 |
| Net interest income | 6,722,000 | 13,280,000 | 19,990,000 | 26,937,000 |
| Noninterest income | 998,000 | 2,229,000 | 3,388,000 | 4,619,000 |
| Noninterest expense | 2,985,000 | 6,316,000 | 9,331,000 | 12,959,000 |
| Provision for loan losses | 175,000 | 250,000 | 325,000 | 1,400,000 |
| Pretax income | 4,560,000 | 8,943,000 | 13,722,000 | 17,068,000 |
| Income tax | 1,173,000 | 2,301,000 | 3,530,000 | 4,386,000 |
| Net income | 3,387,000 | 6,642,000 | 10,192,000 | 12,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,808,000 | 84,063,000 | 87,613,000 | 86,428,000 |
| Total capital | 88,855,000 | 92,031,000 | 95,744,000 | 94,986,000 |
| Risk-weighted assets | 639,892,000 | 633,444,000 | 646,516,000 | 680,029,000 |