Call reports 2020
BANK OF WISCONSIN DELLS — 2020
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 604,158,000 | 706,300,000 | 715,507,000 | 703,332,000 |
| Total loans | 496,503,000 | 547,184,000 | 562,554,000 | 558,754,000 |
| Allowance for loan losses | 9,209,000 | 10,009,000 | 10,959,000 | 11,759,000 |
| Securities available for sale | 73,674,000 | 78,429,000 | 90,784,000 | 97,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,645,000 | 609,207,000 | 617,830,000 | 604,063,000 |
| Interest-bearing deposits | 430,729,000 | 494,824,000 | 474,140,000 | 494,058,000 |
| Noninterest-bearing deposits | 84,916,000 | 114,383,000 | 143,690,000 | 110,005,000 |
| Equity capital | 75,415,000 | 78,175,000 | 80,668,000 | 80,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,030,000 | 14,374,000 | 21,851,000 | 29,477,000 |
| Interest expense | 1,333,000 | 2,430,000 | 3,497,000 | 4,462,000 |
| Net interest income | 5,697,000 | 11,944,000 | 18,354,000 | 25,015,000 |
| Noninterest income | 820,000 | 1,677,000 | 2,740,000 | 3,938,000 |
| Noninterest expense | 3,129,000 | 6,037,000 | 9,206,000 | 12,500,000 |
| Provision for loan losses | 245,000 | 1,045,000 | 1,995,000 | 2,795,000 |
| Pretax income | 3,192,000 | 6,588,000 | 9,942,000 | 13,707,000 |
| Income tax | 801,000 | 1,662,000 | 2,517,000 | 3,469,000 |
| Net income | 2,391,000 | 4,926,000 | 7,425,000 | 10,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,789,000 | 75,325,000 | 77,824,000 | 77,421,000 |
| Total capital | 79,940,000 | 82,993,000 | 85,644,000 | 85,503,000 |
| Risk-weighted assets | 570,032,000 | 611,080,000 | 622,468,000 | 642,869,000 |