Call reports 2019
BANK OF WISCONSIN DELLS — 2019
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 579,444,000 | 575,306,000 | 589,294,000 | 593,987,000 |
| Total loans | 438,706,000 | 465,889,000 | 470,273,000 | 476,022,000 |
| Allowance for loan losses | 8,594,000 | 8,714,000 | 9,085,000 | 8,964,000 |
| Securities available for sale | 71,121,000 | 75,448,000 | 75,504,000 | 74,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,528,000 | 489,081,000 | 504,115,000 | 505,002,000 |
| Interest-bearing deposits | 424,475,000 | 409,272,000 | 405,834,000 | 409,695,000 |
| Noninterest-bearing deposits | 82,053,000 | 79,809,000 | 98,281,000 | 95,307,000 |
| Equity capital | 66,297,000 | 69,427,000 | 72,060,000 | 71,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,379,000 | 13,001,000 | 19,997,000 | 26,811,000 |
| Interest expense | 1,352,000 | 2,761,000 | 4,245,000 | 5,578,000 |
| Net interest income | 5,027,000 | 10,240,000 | 15,752,000 | 21,233,000 |
| Noninterest income | 707,000 | 1,410,000 | 2,190,000 | 4,440,000 |
| Noninterest expense | 2,895,000 | 5,650,000 | 8,697,000 | 12,023,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,719,000 | 5,760,000 | 8,811,000 | 13,087,000 |
| Income tax | 695,000 | 1,445,000 | 2,213,000 | 2,920,000 |
| Net income | 2,024,000 | 4,315,000 | 6,598,000 | 10,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,934,000 | 68,226,000 | 70,509,000 | 70,398,000 |
| Total capital | 72,416,000 | 74,999,000 | 77,352,000 | 77,358,000 |
| Risk-weighted assets | 516,422,000 | 539,937,000 | 545,222,000 | 554,817,000 |