Call reports 2018
BANK OF WISCONSIN DELLS — 2018
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 540,921,000 | 542,173,000 | 579,688,000 | 555,100,000 |
| Total loans | 433,114,000 | 423,405,000 | 421,414,000 | 433,405,000 |
| Allowance for loan losses | 8,694,000 | 8,030,000 | 8,249,000 | 8,474,000 |
| Securities available for sale | 62,369,000 | 68,739,000 | 70,579,000 | 70,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,667,000 | 473,345,000 | 508,345,000 | 482,911,000 |
| Interest-bearing deposits | 404,917,000 | 391,930,000 | 400,875,000 | 396,798,000 |
| Noninterest-bearing deposits | 69,750,000 | 81,415,000 | 107,470,000 | 86,113,000 |
| Equity capital | 59,869,000 | 61,771,000 | 63,503,000 | 63,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,619,000 | 11,553,000 | 16,960,000 | 23,192,000 |
| Interest expense | 792,000 | 1,703,000 | 2,855,000 | 4,099,000 |
| Net interest income | 4,827,000 | 9,850,000 | 14,105,000 | 19,093,000 |
| Noninterest income | 542,000 | 1,031,000 | 2,466,000 | 3,186,000 |
| Noninterest expense | 2,756,000 | 5,236,000 | 7,932,000 | 10,740,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 2,380,000 | 5,187,000 | 7,956,000 | 10,491,000 |
| Income tax | 602,000 | 1,325,000 | 2,048,000 | 2,684,000 |
| Net income | 1,778,000 | 3,862,000 | 5,908,000 | 7,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,642,000 | 62,726,000 | 64,773,000 | 63,911,000 |
| Total capital | 67,100,000 | 68,817,000 | 70,982,000 | 70,204,000 |
| Risk-weighted assets | 514,402,000 | 485,370,000 | 494,674,000 | 501,257,000 |