Call reports 2017
BANK OF WISCONSIN DELLS — 2017
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 496,111,000 | 508,953,000 | 511,331,000 | 521,702,000 |
| Total loans | 412,540,000 | 414,528,000 | 409,840,000 | 421,229,000 |
| Allowance for loan losses | 7,975,000 | 8,298,000 | 8,514,000 | 8,515,000 |
| Securities available for sale | 47,710,000 | 56,539,000 | 61,290,000 | 59,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,085,000 | 445,187,000 | 445,508,000 | 456,030,000 |
| Interest-bearing deposits | 366,049,000 | 376,648,000 | 368,584,000 | 379,310,000 |
| Noninterest-bearing deposits | 68,036,000 | 68,539,000 | 76,924,000 | 76,720,000 |
| Equity capital | 57,135,000 | 58,889,000 | 60,375,000 | 58,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,430,000 | 10,866,000 | 16,340,000 | 21,912,000 |
| Interest expense | 541,000 | 1,179,000 | 1,829,000 | 2,510,000 |
| Net interest income | 4,889,000 | 9,687,000 | 14,511,000 | 19,402,000 |
| Noninterest income | 426,000 | 916,000 | 1,407,000 | 1,815,000 |
| Noninterest expense | 2,448,000 | 4,765,000 | 7,466,000 | 10,138,000 |
| Provision for loan losses | 330,000 | 660,000 | 870,000 | 870,000 |
| Pretax income | 2,537,000 | 5,178,000 | 7,582,000 | 10,199,000 |
| Income tax | 915,000 | 1,897,000 | 2,776,000 | 4,644,000 |
| Net income | 1,622,000 | 3,281,000 | 4,806,000 | 5,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,137,000 | 58,795,000 | 60,320,000 | 58,864,000 |
| Total capital | 62,975,000 | 64,850,000 | 66,269,000 | 64,969,000 |
| Risk-weighted assets | 464,904,000 | 482,122,000 | 473,375,000 | 485,971,000 |