Call reports 2016
BANK OF WISCONSIN DELLS — 2016
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 458,340,000 | 454,781,000 | 481,697,000 | 481,178,000 |
| Total loans | 369,506,000 | 376,179,000 | 384,183,000 | 400,286,000 |
| Allowance for loan losses | 7,993,000 | 8,001,000 | 7,828,000 | 7,677,000 |
| Securities available for sale | 40,722,000 | 42,808,000 | 43,762,000 | 43,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,598,000 | 394,485,000 | 420,047,000 | 419,022,000 |
| Interest-bearing deposits | 342,221,000 | 330,898,000 | 350,206,000 | 350,914,000 |
| Noninterest-bearing deposits | 57,377,000 | 63,587,000 | 69,841,000 | 68,108,000 |
| Equity capital | 53,390,000 | 55,080,000 | 56,589,000 | 55,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,857,000 | 9,760,000 | 14,703,000 | 19,759,000 |
| Interest expense | 416,000 | 873,000 | 1,354,000 | 1,846,000 |
| Net interest income | 4,441,000 | 8,887,000 | 13,349,000 | 17,913,000 |
| Noninterest income | 444,000 | 888,000 | 1,319,000 | 1,807,000 |
| Noninterest expense | 2,272,000 | 4,450,000 | 6,905,000 | 9,261,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 485,000 |
| Pretax income | 2,568,000 | 5,235,000 | 7,628,000 | 9,817,000 |
| Income tax | 928,000 | 1,902,000 | 2,741,000 | 3,550,000 |
| Net income | 1,640,000 | 3,333,000 | 4,887,000 | 6,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,002,000 | 54,695,000 | 56,248,000 | 55,514,000 |
| Total capital | 58,197,000 | 60,102,000 | 61,827,000 | 61,334,000 |
| Risk-weighted assets | 412,776,000 | 429,973,000 | 444,105,000 | 463,756,000 |