Call reports 2015
BANK OF WISCONSIN DELLS — 2015
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 430,423,000 | 432,885,000 | 445,971,000 | 442,532,000 |
| Total loans | 342,360,000 | 352,524,000 | 352,096,000 | 360,857,000 |
| Allowance for loan losses | 7,299,000 | 7,625,000 | 7,926,000 | 8,017,000 |
| Securities available for sale | 47,789,000 | 46,476,000 | 46,794,000 | 44,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,404,000 | 371,727,000 | 388,367,000 | 383,761,000 |
| Interest-bearing deposits | 320,661,000 | 311,484,000 | 324,282,000 | 322,602,000 |
| Noninterest-bearing deposits | 55,743,000 | 60,243,000 | 64,085,000 | 61,159,000 |
| Equity capital | 49,593,000 | 50,813,000 | 52,254,000 | 51,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,551,000 | 9,195,000 | 13,896,000 | 18,609,000 |
| Interest expense | 409,000 | 804,000 | 1,207,000 | 1,598,000 |
| Net interest income | 4,142,000 | 8,391,000 | 12,689,000 | 17,011,000 |
| Noninterest income | 462,000 | 929,000 | 1,368,000 | 1,822,000 |
| Noninterest expense | 2,022,000 | 4,211,000 | 6,457,000 | 8,775,000 |
| Provision for loan losses | 450,000 | 750,000 | 1,050,000 | 1,130,000 |
| Pretax income | 2,132,000 | 4,359,000 | 6,550,000 | 8,928,000 |
| Income tax | 757,000 | 1,555,000 | 2,334,000 | 3,189,000 |
| Net income | 1,375,000 | 2,804,000 | 4,216,000 | 5,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,930,000 | 50,358,000 | 51,770,000 | 51,362,000 |
| Total capital | 53,669,000 | 55,315,000 | 56,640,000 | 56,422,000 |
| Risk-weighted assets | 376,526,000 | 393,905,000 | 386,530,000 | 401,854,000 |