Call reports 2014
BANK OF WISCONSIN DELLS — 2014
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 408,550,000 | 403,411,000 | 409,180,000 | 420,710,000 |
| Total loans | 287,637,000 | 310,119,000 | 315,342,000 | 335,151,000 |
| Allowance for loan losses | 5,817,000 | 5,920,000 | 6,203,000 | 6,809,000 |
| Securities available for sale | 59,184,000 | 58,386,000 | 55,506,000 | 50,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,892,000 | 349,679,000 | 354,172,000 | 366,831,000 |
| Interest-bearing deposits | 308,233,000 | 296,398,000 | 297,673,000 | 307,482,000 |
| Noninterest-bearing deposits | 46,659,000 | 53,281,000 | 56,499,000 | 59,349,000 |
| Equity capital | 45,958,000 | 47,424,000 | 48,753,000 | 48,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,106,000 | 8,581,000 | 12,952,000 | 17,416,000 |
| Interest expense | 408,000 | 841,000 | 1,279,000 | 1,702,000 |
| Net interest income | 3,698,000 | 7,740,000 | 11,673,000 | 15,714,000 |
| Noninterest income | 716,000 | 1,250,000 | 1,692,000 | 2,120,000 |
| Noninterest expense | 2,063,000 | 4,152,000 | 5,990,000 | 8,225,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,950,000 |
| Pretax income | 1,901,000 | 3,938,000 | 6,025,000 | 7,659,000 |
| Income tax | 664,000 | 1,382,000 | 2,118,000 | 2,690,000 |
| Net income | 1,237,000 | 2,556,000 | 3,907,000 | 4,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,451,000 | 46,771,000 | 48,122,000 | 47,554,000 |
| Total capital | 49,482,000 | 51,060,000 | 52,454,000 | 52,072,000 |
| Risk-weighted assets | 320,689,000 | 342,493,000 | 344,690,000 | 359,525,000 |