Call reports 2013
BANK OF WISCONSIN DELLS — 2013
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 390,339,000 | 380,804,000 | 402,672,000 | 396,402,000 |
| Total loans | 270,919,000 | 281,580,000 | 289,450,000 | 285,062,000 |
| Allowance for loan losses | 4,865,000 | 5,037,000 | 5,060,000 | 5,585,000 |
| Securities available for sale | 63,238,000 | 62,313,000 | 63,817,000 | 60,171,000 |
| Securities held to maturity | 57,000 | 50,000 | 45,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,543,000 | 330,514,000 | 351,391,000 | 343,756,000 |
| Interest-bearing deposits | 293,627,000 | 281,732,000 | 282,577,000 | 295,438,000 |
| Noninterest-bearing deposits | 46,916,000 | 48,782,000 | 68,814,000 | 48,318,000 |
| Equity capital | 43,161,000 | 43,905,000 | 45,115,000 | 44,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,279,000 | 8,613,000 | 12,925,000 | 17,520,000 |
| Interest expense | 478,000 | 931,000 | 1,359,000 | 1,775,000 |
| Net interest income | 3,801,000 | 7,682,000 | 11,566,000 | 15,745,000 |
| Noninterest income | 472,000 | 814,000 | 1,571,000 | 2,115,000 |
| Noninterest expense | 1,831,000 | 3,868,000 | 5,827,000 | 8,235,000 |
| Provision for loan losses | 450,000 | 1,100,000 | 1,550,000 | 2,200,000 |
| Pretax income | 1,992,000 | 3,528,000 | 5,760,000 | 7,422,000 |
| Income tax | 697,000 | 1,213,000 | 2,005,000 | 2,568,000 |
| Net income | 1,295,000 | 2,315,000 | 3,755,000 | 4,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,186,000 | 43,210,000 | 44,647,000 | 44,215,000 |
| Total capital | 45,785,000 | 46,930,000 | 48,500,000 | 48,122,000 |
| Risk-weighted assets | 286,642,000 | 295,933,000 | 307,000,000 | 312,040,000 |