Call reports 2012
BANK OF WISCONSIN DELLS — 2012
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 376,190,000 | 376,652,000 | 396,378,000 | 394,743,000 |
| Total loans | 263,375,000 | 259,104,000 | 262,562,000 | 261,694,000 |
| Allowance for loan losses | 5,339,000 | 4,387,000 | 4,972,000 | 4,691,000 |
| Securities available for sale | 64,587,000 | 68,412,000 | 65,953,000 | 65,899,000 |
| Securities held to maturity | 95,000 | 83,000 | 73,000 | 64,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,983,000 | 326,262,000 | 343,665,000 | 345,307,000 |
| Interest-bearing deposits | 293,348,000 | 287,161,000 | 294,240,000 | 296,090,000 |
| Noninterest-bearing deposits | 32,635,000 | 39,101,000 | 49,425,000 | 49,217,000 |
| Equity capital | 39,687,000 | 40,890,000 | 42,066,000 | 41,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,620,000 | 8,876,000 | 13,140,000 | 17,387,000 |
| Interest expense | 679,000 | 1,314,000 | 1,923,000 | 2,484,000 |
| Net interest income | 3,941,000 | 7,562,000 | 11,217,000 | 14,903,000 |
| Noninterest income | 547,000 | 983,000 | 1,644,000 | 2,134,000 |
| Noninterest expense | 2,038,000 | 4,160,000 | 6,049,000 | 8,417,000 |
| Provision for loan losses | 975,000 | 1,225,000 | 1,875,000 | 2,325,000 |
| Pretax income | 1,475,000 | 3,160,000 | 4,941,000 | 6,299,000 |
| Income tax | 491,000 | 1,062,000 | 1,670,000 | 2,112,000 |
| Net income | 984,000 | 2,098,000 | 3,271,000 | 4,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,757,000 | 39,872,000 | 41,043,000 | 40,891,000 |
| Total capital | 42,257,000 | 43,341,000 | 44,539,000 | 44,370,000 |
| Risk-weighted assets | 280,563,000 | 278,240,000 | 278,237,000 | 277,123,000 |