Call reports 2011
BANK OF WISCONSIN DELLS — 2011
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 391,078,000 | 387,426,000 | 393,413,000 | 374,419,000 |
| Total loans | 271,839,000 | 270,666,000 | 273,663,000 | 273,767,000 |
| Allowance for loan losses | 5,640,000 | 5,787,000 | 5,139,000 | 5,019,000 |
| Securities available for sale | 57,665,000 | 57,727,000 | 65,546,000 | 64,236,000 |
| Securities held to maturity | 376,000 | 349,000 | 119,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,846,000 | 338,687,000 | 343,517,000 | 323,190,000 |
| Interest-bearing deposits | 312,531,000 | 305,201,000 | 305,134,000 | 287,216,000 |
| Noninterest-bearing deposits | 30,315,000 | 33,486,000 | 38,383,000 | 35,974,000 |
| Equity capital | 36,418,000 | 37,544,000 | 38,563,000 | 38,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,516,000 | 9,071,000 | 13,530,000 | 18,127,000 |
| Interest expense | 869,000 | 1,701,000 | 2,503,000 | 3,242,000 |
| Net interest income | 3,647,000 | 7,370,000 | 11,027,000 | 14,885,000 |
| Noninterest income | 381,000 | 710,000 | 1,105,000 | 1,424,000 |
| Noninterest expense | 2,256,000 | 4,317,000 | 6,391,000 | 8,707,000 |
| Provision for loan losses | 713,000 | 1,425,000 | 2,138,000 | 2,850,000 |
| Pretax income | 1,059,000 | 2,338,000 | 3,644,000 | 4,793,000 |
| Income tax | 318,000 | 726,000 | 1,145,000 | 1,506,000 |
| Net income | 741,000 | 1,612,000 | 2,499,000 | 3,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,916,000 | 36,787,000 | 37,673,000 | 37,774,000 |
| Total capital | 39,576,000 | 40,477,000 | 41,383,000 | 41,424,000 |
| Risk-weighted assets | 293,202,000 | 294,883,000 | 295,373,000 | 292,009,000 |