Call reports 2010
BANK OF WISCONSIN DELLS — 2010
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 375,066,000 | 377,365,000 | 391,434,000 | 384,188,000 |
| Total loans | 282,730,000 | 278,613,000 | 274,349,000 | 278,450,000 |
| Allowance for loan losses | 4,302,000 | 5,238,000 | 5,139,000 | 5,238,000 |
| Securities available for sale | 53,542,000 | 55,689,000 | 55,867,000 | 56,550,000 |
| Securities held to maturity | 561,000 | 527,000 | 475,000 | 419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,454,000 | 328,505,000 | 341,161,000 | 335,355,000 |
| Interest-bearing deposits | 303,328,000 | 296,815,000 | 306,787,000 | 301,459,000 |
| Noninterest-bearing deposits | 23,126,000 | 31,690,000 | 34,374,000 | 33,896,000 |
| Equity capital | 34,673,000 | 34,381,000 | 35,697,000 | 35,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,595,000 | 9,261,000 | 13,860,000 | 18,423,000 |
| Interest expense | 1,097,000 | 2,161,000 | 3,188,000 | 4,131,000 |
| Net interest income | 3,498,000 | 7,100,000 | 10,672,000 | 14,292,000 |
| Noninterest income | 426,000 | 872,000 | 1,342,000 | 1,782,000 |
| Noninterest expense | 1,908,000 | 4,372,000 | 6,211,000 | 8,553,000 |
| Provision for loan losses | 1,200,000 | 3,300,000 | 3,900,000 | 4,275,000 |
| Pretax income | 816,000 | 300,000 | 1,922,000 | 3,265,000 |
| Income tax | 207,000 | -105,000 | 437,000 | 860,000 |
| Net income | 609,000 | 405,000 | 1,485,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,976,000 | 33,772,000 | 34,852,000 | 35,175,000 |
| Total capital | 37,794,000 | 37,597,000 | 38,281,000 | 38,866,000 |
| Risk-weighted assets | 305,609,000 | 305,013,000 | 291,787,000 | 295,251,000 |