Call reports 2009
BANK OF WISCONSIN DELLS — 2009
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 361,635,000 | 359,364,000 | 367,067,000 | 370,416,000 |
| Total loans | 275,356,000 | 279,793,000 | 283,073,000 | 285,151,000 |
| Allowance for loan losses | 3,827,000 | 3,788,000 | 4,525,000 | 5,030,000 |
| Securities available for sale | 52,032,000 | 51,188,000 | 58,566,000 | 53,905,000 |
| Securities held to maturity | 794,000 | 714,000 | 653,000 | 616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,704,000 | 311,656,000 | 314,762,000 | 320,195,000 |
| Interest-bearing deposits | 291,762,000 | 284,307,000 | 284,385,000 | 295,063,000 |
| Noninterest-bearing deposits | 20,942,000 | 27,349,000 | 30,377,000 | 25,132,000 |
| Equity capital | 33,036,000 | 33,720,000 | 35,180,000 | 34,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,761,000 | 9,698,000 | 14,644,000 | 19,366,000 |
| Interest expense | 1,549,000 | 2,997,000 | 4,310,000 | 5,495,000 |
| Net interest income | 3,212,000 | 6,701,000 | 10,334,000 | 13,871,000 |
| Noninterest income | 402,000 | 858,000 | 1,311,000 | 1,723,000 |
| Noninterest expense | 1,792,000 | 3,805,000 | 5,857,000 | 7,974,000 |
| Provision for loan losses | 450,000 | 1,400,000 | 2,250,000 | 4,300,000 |
| Pretax income | 1,372,000 | 2,414,000 | 3,598,000 | 3,453,000 |
| Income tax | 419,000 | 708,000 | 1,073,000 | 876,000 |
| Net income | 953,000 | 1,706,000 | 2,525,000 | 2,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,661,000 | 33,414,000 | 34,233,000 | 33,367,000 |
| Total capital | 36,487,000 | 37,202,000 | 38,088,000 | 37,197,000 |
| Risk-weighted assets | 310,768,000 | 312,269,000 | 307,786,000 | 305,995,000 |