Call reports 2008
BANK OF WISCONSIN DELLS — 2008
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 334,523,000 | 335,695,000 | 342,566,000 | 356,513,000 |
| Total loans | 250,730,000 | 255,660,000 | 261,022,000 | 270,369,000 |
| Allowance for loan losses | 2,981,000 | 3,062,000 | 3,224,000 | 3,432,000 |
| Securities available for sale | 54,001,000 | 50,881,000 | 53,480,000 | 50,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,839,000 | 283,047,000 | 283,996,000 | 307,842,000 |
| Interest-bearing deposits | 263,357,000 | 254,040,000 | 255,433,000 | 282,049,000 |
| Noninterest-bearing deposits | 26,482,000 | 29,007,000 | 28,563,000 | 25,793,000 |
| Equity capital | 31,162,000 | 31,575,000 | 32,674,000 | 31,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,237,000 | 10,081,000 | 14,918,000 | 19,806,000 |
| Interest expense | 2,371,000 | 4,302,000 | 6,082,000 | 7,806,000 |
| Net interest income | 2,866,000 | 5,779,000 | 8,836,000 | 12,000,000 |
| Noninterest income | 340,000 | 682,000 | 1,076,000 | 1,493,000 |
| Noninterest expense | 1,637,000 | 3,220,000 | 5,145,000 | 7,114,000 |
| Provision for loan losses | 75,000 | 350,000 | 525,000 | 1,130,000 |
| Pretax income | 1,528,000 | 2,972,000 | 4,334,000 | 5,414,000 |
| Income tax | 472,000 | 898,000 | 1,137,000 | 1,404,000 |
| Net income | 1,056,000 | 2,074,000 | 3,197,000 | 4,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,587,000 | 31,604,000 | 32,727,000 | 31,708,000 |
| Total capital | 33,567,000 | 34,666,000 | 35,950,000 | 35,140,000 |
| Risk-weighted assets | 288,205,000 | 291,057,000 | 295,185,000 | 301,829,000 |