Call reports 2007
BANK OF WISCONSIN DELLS — 2007
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 317,625,000 | 324,220,000 | 319,090,000 | 329,756,000 |
| Total loans | 245,062,000 | 241,325,000 | 233,970,000 | 242,506,000 |
| Allowance for loan losses | 2,077,000 | 2,208,000 | 2,498,000 | 2,952,000 |
| Securities available for sale | 51,701,000 | 53,202,000 | 60,211,000 | 54,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,941,000 | 286,296,000 | 284,722,000 | 288,860,000 |
| Interest-bearing deposits | 256,830,000 | 258,601,000 | 253,410,000 | 262,116,000 |
| Noninterest-bearing deposits | 23,111,000 | 27,695,000 | 31,312,000 | 26,744,000 |
| Equity capital | 28,265,000 | 28,899,000 | 30,334,000 | 29,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,362,000 | 11,308,000 | 16,979,000 | 22,889,000 |
| Interest expense | 2,692,000 | 5,495,000 | 8,333,000 | 10,963,000 |
| Net interest income | 2,670,000 | 5,813,000 | 8,646,000 | 11,926,000 |
| Noninterest income | 347,000 | 686,000 | 1,053,000 | 1,399,000 |
| Noninterest expense | 1,572,000 | 3,083,000 | 4,675,000 | 6,383,000 |
| Provision for loan losses | 281,000 | 565,000 | 850,000 | 1,330,000 |
| Pretax income | 1,164,000 | 2,851,000 | 4,174,000 | 5,615,000 |
| Income tax | 315,000 | 867,000 | 1,272,000 | 1,608,000 |
| Net income | 849,000 | 1,984,000 | 2,902,000 | 4,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,253,000 | 29,389,000 | 30,306,000 | 29,530,000 |
| Total capital | 30,330,000 | 31,597,000 | 32,804,000 | 32,483,000 |
| Risk-weighted assets | 274,176,000 | 278,327,000 | 272,919,000 | 279,648,000 |