Call reports 2006
BANK OF WISCONSIN DELLS — 2006
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 294,106,000 | 315,903,000 | 309,415,000 | 308,232,000 |
| Total loans | 223,241,000 | 230,884,000 | 226,029,000 | 230,251,000 |
| Allowance for loan losses | 2,875,000 | 2,828,000 | 2,867,000 | 2,959,000 |
| Securities available for sale | 46,504,000 | 49,484,000 | 56,736,000 | 52,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,624,000 | 280,025,000 | 276,499,000 | 274,244,000 |
| Interest-bearing deposits | 242,465,000 | 252,365,000 | 247,794,000 | 249,405,000 |
| Noninterest-bearing deposits | 21,160,000 | 27,660,000 | 28,705,000 | 24,839,000 |
| Equity capital | 26,182,000 | 26,903,000 | 28,341,000 | 27,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,803,000 | 9,786,000 | 15,147,000 | 20,563,000 |
| Interest expense | 2,041,000 | 4,370,000 | 6,970,000 | 9,566,000 |
| Net interest income | 2,762,000 | 5,416,000 | 8,177,000 | 10,997,000 |
| Noninterest income | 300,000 | 617,000 | 963,000 | 1,273,000 |
| Noninterest expense | 1,483,000 | 2,914,000 | 4,432,000 | 6,103,000 |
| Provision for loan losses | 105,000 | 135,000 | 180,000 | 285,000 |
| Pretax income | 1,474,000 | 2,973,000 | 4,517,000 | 5,871,000 |
| Income tax | 478,000 | 968,000 | 1,457,000 | 1,929,000 |
| Net income | 996,000 | 2,005,000 | 3,060,000 | 3,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,369,000 | 27,378,000 | 28,434,000 | 27,404,000 |
| Total capital | 29,244,000 | 30,206,000 | 31,301,000 | 30,363,000 |
| Risk-weighted assets | 246,637,000 | 260,061,000 | 256,483,000 | 256,762,000 |